About Us - Paywatch Malaysia | Earned Wage Access

How it works

Paywatch partners major banks who provide low-cost financing directly to employees who would like to access their earnings instantly. When employees withdraw their earnings before payday, our bank partner provides the financing based on how much work they’ve completed to date.

Paywatch is not a lender. Earned wage access is enabled through micro-financing provided by our bank partner directly to the user.

Work

Accumulate daily work hours

Track

Monitor earnings converted from hours worked

Withdraw

Withdraw earnings anytime

Settle

Receive remaining salary on payday

Our mission

We provide access to major financial institutions for the underbanked.

We believe everyone deserves equal access to financial opportunities. Paywatch acts as a bridge for workers to access low-cost credit from major financial institutions that would normally be out of their reach.

Employee

Employer

Financial Institution

We empower employees to regain their financial freedom.

By providing financial access and financial education, we give employees the tools to avoid high-cost predatory lending practices, avoid indebtedness and transform their financial lives.